Demo, test mode. Payments, email, and webhooks are simulated. No real money moves.

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One place to get paid.

Take cards and bank payments, follow every dollar to your bank, and keep your whole business in one dashboard.

The last dashboard open on a laptop, floating in a bright sky with pixelated clouds.

Everything that gets you paid. Nothing that slows you down.

Most businesses stitch together a checkout, an invoicing tool and a bank login, then reconcile the three by hand. last puts them on one account, one balance and one dashboard.

  1. 01CommerceSell online and take payments at checkout.
  2. 02InvoicingBill customers and get paid on time.
  3. 03PaymentsCards and bank payments, refunds and disputes.
  4. 04PayoutsSettled money, sent to your bank.

Commerce

Checkout that just works.

Your customers pay by card or bank in your WooCommerce store or on your own site. You find, refund and follow up on every payment from one dashboard.

  • Cards and bank payments

    Credit and debit cards alongside ACH bank payments, in one list.

  • Secure card fields

    Customers type card details into the processor’s fields, not your site.

  • Refunds, full or partial

    Give money back from the payment itself. The balance follows.

  • Disputes in one place

    See what a cardholder disputed and what the network needs from you.

Running WooCommerce?Install the plugin
An example store checkout using last: a coffee order for $75.12 with a Card or Bank (ACH) choice, secure card fields showing only the last four digits, and a Pay button. Test data.

Invoicing

Available

Bill customers. Get paid on time.

Put together an invoice, send it by email, and let customers pay the full amount on a hosted page. Make it repeat, or ask for a one-off payment instead. Text delivery is not configured. Production money stays behind the existing go-live gates.

  • InvoicesLine items, a due date and a total. Send it now or schedule it.
  • Payment requestsAsk for a one-off amount by email or text, no invoice needed.
  • RecurringBill the same customer every week, month or year.
An example invoice in last: invoice INV-0042 from Northwind Coffee to Harbor Studio for $516.00, due November 15, set to send by email and text and to repeat monthly, next to the customer’s view with a Pay invoice button. The hosted page collects a payment token, not a card number.

Balance and payouts

Know where every dollar is.

Your balance comes straight from your ledger, and each payout is reported the way the processor sends it, so you can see what’s coming before it lands.

  1. Step 1Pending

    Your customer paid. The processor is settling it.

  2. Step 2Available

    Settled and approved, ready to be paid out.

  3. Step 3In transit

    A payout is on its way to your bank.

  4. Step 4Paid

    The money is in your bank account.

The Where your money is card from Balances in last: pending, available, in transit and paid amounts with a bar showing what has not reached the bank yet. Synthetic test data.

Integrations

Connect the tools your business already uses.

Take payments in the store you already run, without rebuilding your checkout or changing how you work.

WooCommerce

Ecommerce

Install the plugin, paste your keys and take payments in the store you already run.

  • Cards and bank payments at checkout
  • Card details never reach WordPress
  • Orders marked paid only after a signed webhook

QuickBooks Online

Accounting

We’re building a QuickBooks Online connection, so what moves through last lands in your books without retyping.

  • Payments
  • Refunds
  • Fees
  • Payouts

WooCommerce and QuickBooks are trademarks of their respective owners.

The dashboard

Clear enough to check between customers.

Real screens from the test-mode demo. Every name and number in them is made up.

The Commerce home in last: processed volume, payment count, average payment and refunds, a volume chart and recent payments.

Volume, payments and refunds at a glance, against the previous period.

Developers

A small API that does what it says.

Create payments from your server, take card details in the browser without touching them, and hear about every change through webhooks.

  • Test mode first

    Separate test keys and data. Nothing you do there moves real money.

  • Safe to retry

    Creating a payment needs an Idempotency-Key. Retry with the same key and you get the same payment back.

  • Signed webhooks

    Every delivery carries a LastPay-Signature you can verify with your secret.

  • No card data on your server

    The checkout script keeps card entry inside the processor’s frame.

Create a paymenttest mode
POST /v1/payment_intentsAuthorization: Bearer lp_test_sk_…Idempotency-Key: order-1042-attempt-1{  "amount": 4200,  "currency": "USD",  "merchantReference": "order-1042"}
201 Created{ "status": "REQUIRES_PAYMENT_METHOD",  "livemode": false, … }

Solutions

Made for businesses that sell.

Different shapes of business, the same account underneath.

  • 01Ecommerce

    Install the WooCommerce plugin and take cards and bank payments at checkout. Card details stay in secure fields and never reach WordPress.

    • Payments
    • WooCommerce
    • Payouts
  • 02Service businesses

    Take card and bank payments for jobs and appointments, and refund in full or in part when plans change.

    • Payments
    • Refunds
    • Payouts
  • 03Agencies

    Bring your team in with their own roles, keep every client payment in one place, and see exactly what has reached your bank.

    • Team roles
    • Payments
    • Balance
  • 04Online businesses

    Create payments from your server, let customers pay in a hosted card field, and get signed webhooks when anything changes.

    • Developer API
    • Webhooks
    • Checkout script
  • 05Growing businesses

    Start with payments and add people and tools as you grow, all in one account with one balance.

    • Payments
    • Team roles
    • One balance

Flexible pricing built around your business.

Tell us how you take payments and we’ll put together pricing that fits. Your rates are always visible in your dashboard.

Start in test mode today.

Create an account, try every screen with test data, and go live when your business is approved.